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Recent Posts

The OCR is at an all time low—what does this mean for the economy?
Why equity crowdfunding for property isn’t property investment

Updates

The OCR is at an all time low—what does this mean for the economy?

In August this year, The Reserve Bank of New Zealand (RBNZ) lowered their official cash rate (OCR) to 1%—a 50 basis point cut and a record low. While everyone knew

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Why equity crowdfunding for property isn’t property investment

A while back, I was invited by a mutual contact to attend an event about a new property investment model. Though I had my doubts, I decided to be open

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Five Reasons Capital Gains Tax is Not Welcome in New Zealand.

Earlier this year, the government’s Tax Working Group (TWG) recommended introducing a broad-based capital gains tax, a move that will affect a huge number of Kiwis. Here’s why the proposed

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Don’t underestimate “Dreams come true”

We all have dreams, but we often tell ourselves “that won’t happen.” And often, we do nothing.

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To the Young People

My son just turned 17, lately we have had some talks. Here is what we talked about

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Credit Cards are on the Way Out

I often call them “liability cards”. Why? Because they are a liability. They don’t do any good to society as a whole as they allow you to spend before you earn

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What Stops Our First Home Buyers?

I was asked at an APIA event: “What is the biggest obstacle first time buyers have?” I said “most of them are financially ready but mentally not ready.”

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Ways to Increase the Rental Return

With property, it’s important to have a good income stream...

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Are Interest Rates Going Up?

Every now and then I will have clients say to me “The interest rates are going up, and next year will be 7%”. I smile and reply, “So you’re the fortune teller?”

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Buying a Business

Lately I have had clients coming to me looking for funding to buy a business. It could be a franchise food chain or an established health clinic...

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The Spec House Trap

Last Sunday, I saved a couple out from falling into the “spectator house” trap. I met them over the weekend, having been referred by a real estate...

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Is your job your priority?

4 years ago, I asked my tenants, “Have you ever thought about buying a property?”. “No” was their answer, 4 years later, I asked again...

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Emotional buying kills

From time to time, I have clients tell me they are buying their own home and they need to find something they love

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Minor Dwelling or Subdivision?

The introduction of the Unitary Plan means we have to consider an important choice between constructing a minor dwelling, or subdividing the property.

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Paying tax to borrow more

I often encourage the self-employed clients to pay more tax. When you are self-employed, it’s more or less the norm that some personal expenses can be written off from the business

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Rich or Poor? What’s your Pick?

In comparison to other countries, New Zealanders aren’t very good at saving. Consumer debt is a massive problem in our society...

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